Terms & Conditions

GetMeHealthcare.com Terms & Conditions of Use

Effective 1/1/2016

Updated 10/31/2019

Please read these terms and conditions of use carefully before using this website

Thank you for visiting getmehealthcare.com (“Website,” “Site,” or “App”). The Site is owned and operated by Tobias & Associates, Inc. (“Insurance Specialists,” “we,” “us,” or “our”). The terms of use detailed below (the “Terms of Use”) govern your access to and use of the Site and the services that we make available to you through the Site (the “Services”). These Terms of Use are a legal contract between you and Insurance Specialists. By accessing or using the Site or any of the Services, you hereby agree to these Terms of Use, and you warrant that you are at least 18 years of age. If you do not agree with these Terms of Use, in whole or in part, please do not continue to use the Site or the Services.

The Terms & Conditions policy is effective as of the last updated date specified above. We may change the Terms & Conditions at any time. Please check this page periodically for changes as your continued use of the Site or Services after any such change will constitute your acceptance of any modified terms.

The services

The Services are provided “as is”, free information, including insurance quotes and quote ranges, tools, links, and recommendations to help you with insurance and financial related decisions. Most information provided through the Service is provided for general informational and educational purposes. There is information provided at the point of sale for commercial purposes.

The Services include incorporation of third-party insurance products, brokers, and carriers in the form of an advertisement, insurance quote, online purchase, email, phone call, text message, or any other marketing medium. This serves as notice that you may have third-parties contact you on our behalf.

The Services also include formal quoting, brokering, and transacting of first-and-third-party insurance products. We are a licensed insurance agency.

Any quotes, or quote-ranges provided on the Site or over the phone are non-binding. The final insurance policy premium for any policy is determined following application by the underwriting insurance company. Insurance products and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state.


The site is largely a free and unrestricted resource, however, to access certain password-protected areas of the Site and Services, you must register for an account. Your account is also important for purchasing, storing, and managing your insurance policies. To register for an account, you must provide us with your first name, last name, and email address. You warrant and represent that all registration information provided by you is truthful and accurate. With your permission, we will create an account for you as a part of the Services, in this event, you are the owner of the account as if you created it. You are required to update your registration information as necessary from time to time. All registration information and any other personal information that you provide to us through your use of the Service is subject to the terms of our Privacy Policy.

Unsolicited information

We provide Services for inquires and peer-to-peer interaction, and you are solely responsible for your use of these Services. By submitting any unsolicited information and materials, including comments, ideas, questions, and other similar communications, (“Unsolicited Information”) you agree to be bound by the following terms and conditions. All Unsolicited Information will be considered non-confidential and non-proprietary and will become Insurance Specialists property upon its submission. We are entitled to use such communication or material for any purpose whatsoever, commercial or otherwise, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and further posting, without any compensation to the provider of the Unsolicited Information. Further, we are free to use any ideas, concepts, know-how, or techniques contained in any communication or material you send to the site for any purpose whatsoever, commercial or otherwise, including, but not limited to, developing, manufacturing, and marketing products.

Collection and use of information

Insurance Specialists respects your privacy. Your use of the Services transmits information, and possibly personally identifiable information. Any collection or use of personally identifiable information collected from you via the Website is governed by our Privacy Policy, which is hereby incorporated by reference in its entirety. Insurance Specialists may cooperate with and disclose information (including your account information) to any authority, government official or third party, without giving any notice to you, in connection with any investigation, proceeding or claim arising from an asserted illegal action or infringement whether related or unrelated to your use or misuse of the Website.


You shall defend, indemnify, and hold us and our officers, directors, employees, successors, licensees, and assigns harmless from and against any claims, actions, or demands, including, without limitation, reasonable legal and accounting fees, arising or resulting from: (i) your breach of these Terms of Use; or (ii) your access to, use, or misuse of the Site, any Services or any Content.

Third-Party websites

The Site may contain links to third-party websites, including, without limitation, the websites of the insurance carriers offering the third-party insurance products made available to you through the Services (“External Sites”). We have no control over the External Sites, and we do not endorse and we are not responsible for the content of any linked third-party sites. We are not responsible or liable for the actions, products or content of the third-party sites, as they are provided for your convenience. We welcome any feedback about external links, including information regarding a broken link.


If you have any questions, or would like additional information about the Privacy Policy, please contact us at contactus@getmehealthcare.com, (855) 927-0765, 123 NW 13th St, Suite 101, Boca Raton, FL 33432.

Bridge Plans
Bridge Plans

Big “G” says to never risk going without health insurance: Did you know that you could find short-term plans or medical insurance packages outside of open enrollment? Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition.

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Fixed Indemnity
Fixed Indemnity

Fixed-indemnity insurance plans offer a cash benefit payout in case you suffer from specific illnesses. A fixed-indemnity insurance plan is a type of supplemental health plan that gives you a fixed cash benefit payout in case you experience specific illnesses or injuries covered by your policy. For some consumers, a fixed-indemnity insurance plan is a helpful add-on to a regular health insurance plan.

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Dental Plans
Dental Plans

Our dental plans provide a range of covered services that are designed to fit you and your family’s specific needs and budget. Each plan complements your health insurance coverage and provides benefits for a range of preventative, diagnostic and restorative services.

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Life Insurance
Life Insurance

Life insurance can be the foundation of financial security for you and your family. With the right Life Insurance plan, you can be comforted in knowing that your loved ones will be able to live out their dreams, no matter what the future brings. We’re here to help you every step of the way in finding the right policy for you and your family.

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Medigap Medigap

Medicare Supplement Insurance is a private plan designed to handle every expense that basic Medicare normally wouldn’t be able to.

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