Please read these terms and conditions of use carefully before using this website
The Terms & Conditions policy is effective as of the last updated date specified above. We may change the Terms & Conditions at any time. Please check this page periodically for changes as your continued use of the Site or Services after any such change will constitute your acceptance of any modified terms.
The Services are provided “as is”, free information, including insurance quotes and quote ranges, tools, links, and recommendations to help you with insurance and financial related decisions. Most information provided through the Service is provided for general informational and educational purposes. There is information provided at the point of sale for commercial purposes.
The Services include incorporation of third-party insurance products, brokers, and carriers in the form of an advertisement, insurance quote, online purchase, email, phone call, text message, or any other marketing medium. This serves as notice that you may have third-parties contact you on our behalf.
The Services also include formal quoting, brokering, and transacting of first-and-third-party insurance products. We are a licensed insurance agency.
Any quotes, or quote-ranges provided on the Site or over the phone are non-binding. The final insurance policy premium for any policy is determined following application by the underwriting insurance company. Insurance products and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state.
We provide Services for inquires and peer-to-peer interaction, and you are solely responsible for your use of these Services. By submitting any unsolicited information and materials, including comments, ideas, questions, and other similar communications, (“Unsolicited Information”) you agree to be bound by the following terms and conditions. All Unsolicited Information will be considered non-confidential and non-proprietary and will become Insurance Specialists property upon its submission. We are entitled to use such communication or material for any purpose whatsoever, commercial or otherwise, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and further posting, without any compensation to the provider of the Unsolicited Information. Further, we are free to use any ideas, concepts, know-how, or techniques contained in any communication or material you send to the site for any purpose whatsoever, commercial or otherwise, including, but not limited to, developing, manufacturing, and marketing products.
The Site may contain links to third-party websites, including, without limitation, the websites of the insurance carriers offering the third-party insurance products made available to you through the Services (“External Sites”). We have no control over the External Sites, and we do not endorse and we are not responsible for the content of any linked third-party sites. We are not responsible or liable for the actions, products or content of the third-party sites, as they are provided for your convenience. We welcome any feedback about external links, including information regarding a broken link.
Big “G” says to never risk going without health insurance: Did you know that you could find short-term plans or medical insurance packages outside of open enrollment? Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition.Learn More
Fixed-indemnity insurance plans offer a cash benefit payout in case you suffer from specific illnesses. A fixed-indemnity insurance plan is a type of supplemental health plan that gives you a fixed cash benefit payout in case you experience specific illnesses or injuries covered by your policy. For some consumers, a fixed-indemnity insurance plan is a helpful add-on to a regular health insurance plan.Learn More
Our dental plans provide a range of covered services that are designed to fit you and your family’s specific needs and budget. Each plan complements your health insurance coverage and provides benefits for a range of preventative, diagnostic and restorative services.Learn More
Life insurance can be the foundation of financial security for you and your family. With the right Life Insurance plan, you can be comforted in knowing that your loved ones will be able to live out their dreams, no matter what the future brings. We’re here to help you every step of the way in finding the right policy for you and your family.Learn More
Medicare Supplement Insurance is a private plan designed to handle every expense that basic Medicare normally wouldn’t be able to.Learn More