You can now enroll in or change a Health Insurance Marketplace plan only if you have a life event — meaning a change in your situation, like getting married, having a baby, or losing health coverage — that qualifies you for a Special Enrollment Period.

Life changes that may qualify you for a Special Enrollment Period

• There are 4 basic types of qualifying life events: loss of health coverage, household changes, residence changes, and other qualifying events, like income changes that may affect your coverage options.
• See the full list of all qualifying life events.

How to apply with a Special Enrollment Period

• If you know your life event qualifies you for a Special Enrollment Period, start an application by creating an account or logging in to an existing one.
• When you apply, you may be asked to provide documents to confirm the events that make you eligible.
• If you’re not sure your life event counts, answer a few quick questions here.

Learn more about getting 2019 Marketplace health coverage with a Special Enrollment Period.